first of all Thank you very much for running Money Geek and for all the valuable tools and articles you provide! Kudos to you for thaT!
I consider myself to still be fairly novice in the investing game and I follow the Canadian Couch Potato or the Money Geek approach for my investments. I wanted to ask a pretty provocative question, but this is not meant to discredit you or put you down - that is not my intention! You always state in your month-end reports "... I (Jin Choi) talk about my goal of reaching $1 million in my TFSA account by 2033. " Given that you are at around $65k in your TFSA right now and 2033 is just a mere 15 years away, do you think it is still realistic to achieve this goal? This would be equal to a 16%+ growth rate each year. I know it is 15 years out and nobody knows what will happen in that time. I just wanted to get your thinking behind setting your goal and whether you now think that it needs adjusting. And let me emphasize again: this is not meant to criticize you or anything along those lines; that is not my point! I highly value and respect what you are sharing with all of us on here!