Hi Jin. Thanks so much for this great web-site and the resources / information you provide. It's excellent. I'm trying to exchange CAD to USD cheaply following your blog and video post here.
In the "Update" section at the top of the article, you mention that for 'margin' accounts, the currency settlement is 'trade currency' by default. When you say 'margin' account are you referring to all non-registered accounts (margin and non-margin) or only those that are truly enabled margin accounts? The reason I ask my question is because I do not see the 'currency settlement' option in the bottom right hand corner of the Summary tab under Account Management. However, I have not enabled my account to be margin eligible. So I'm guessing it's because all non-registered accounts are trade settled but I wanted to confirm this with you first before proceeding.
Thanks in advance for your advice.