Good investment advice is rare

There are many other financial blogs out there, so why should you follow us?

Well, for starters, I spent 2 years working at a fund that produced great results. I've also been investing my money for a while, which I've been successful with.

Over the years, I've learned that if you want to be successful with investing, you must think differently from the crowd. If you follow this blog, you will gain understanding that often challenges your conventional thinking.

If you're interested in becoming wiser with your savings, sign up for our newsletter. You will receive "The Short Book on Investments For Canadians", that explains the basics of investing in simple, everyday language. We will also send you bimonthly updates on our blog posts. You can trust us with your email.


My TFSA Update August 2017 - Does Combining CNNs and GRUs Yield Better Stock Price Predictions?

Last update on Sept. 18, 2017.

Image Credit: MeskPhotography/Shutterstock.com

 

In this series, I (Jin Choi) talk about my goal of reaching $1 million in my TFSA account by 2033. If you want to know what a TFSA is, I recommend you read my free book. In this post, I’ll detail what came of my efforts to combine two machine learning architectures - Convolutional Neural Networks (CNN), and Gated Recurrent Unit (GRU) - in order to make better stock price predictions.

 

August Results: Down 5.5%

At the end of August, I had $45,907 in my TFSA account, which was down by 5 ...

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Why Terminating NAFTA Would Be Painful For Everyone

Last update on Sept. 4, 2017.

Image Credit: George Rudy/Shutterstock.com

 

At the beginning of every month, I brief members on how MoneyGeek's Regular portfolios have performed and comment on the state of the financial markets. In this update, I’ll also explain why terminating trade agreements tend to hurt economic growth.

 

Aug Performance of Regular Portfolios

The performance of MoneyGeek's Regular portfolios for the month of August 2017 were as follows:

 

Last Month

Last 12 Months

Since Apr 2013

Slightly Aggressive

+0.5%

+10.9%

+77.6%

Balanced

+0.5%

+9.6%

+64.7%

Slightly Conservative

+0.5%

+8.3%

+52 ...

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Interview with John Kalos of Merit Financial Planning

Last update on Aug. 28, 2017.

Image Credit: Vintage Tone/Shutterstock.com

 

In this series, I (Jin Choi) publish interviews of interesting financial professionals. The following is a transcription of my interview of John Kalos, who runs Merit Financial Planning. Please note that the transcription has been lightly edited to improve clarity.

Jin: Hi, John. Could you please introduce yourself?

John: Yes, of course. So, my name is John Kalos, and I run an independent fee-based financial planning firm here in Montreal called Merit Financial Planning. I’ve been in the industry for close to twenty-five years. For the past twenty years, I’ve been a ...

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Announcement: I Will Be Writing Fewer Articles

Last update on Aug. 21, 2017.

Image Credit: Billion Photos / Shutterstock.com

 

Since I started this blog in 2013, I’ve written at least one article a week. But starting next month, I plan on writing just two or three articles a month.

The articles I publish will follow a pattern: I will continue to give my thoughts on matters that affect MoneyGeek’s portfolios on the first Monday of each month. On the third Mondays, I will continue to present my TFSA updates, as well as present my findings on my research into machine learning as a tool to use in investment choices ...

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My TFSA Update July 2017 - My New Long Term Investment Approach

Last update on Aug. 14, 2017.

Image Credit: one photo / Shutterstock.com

 

In this series, I (Jin Choi) talk about my goal of reaching $1 million in my TFSA account by 2033. If you want to know what a TFSA is, I recommend you read my free book. In this post, I’ll also explain why I’m keeping my oil and gas stocks for now, and I’ll also lay out my long term investment plan.

 

July Results: Up 4.3%

At the end of July, I had $48,600 in my TFSA account, which was up by 4.3% during the month ...

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Will Technological Advances Keep Inflation Low?

Last update on Aug. 7, 2017.

Image Credit: Dmytro Zinkevych / Shutterstock.com

 

At the beginning of every month, I brief members on how MoneyGeek's Regular portfolios have performed and comment on the state of the financial markets. In this update, I’ll also discuss how technological progress tends to suppress inflation, and how that could influence our investment decisions.

 

July Performance of Regular Portfolios

The performance of MoneyGeek's Regular portfolios for the month of July 2017 were as follows:

 

Last Month

Last 12 Months

Since Apr 2013

Slightly Aggressive

-0.4%

+13.6%

+76.7%

Balanced

-0.4%

+11.9%

+63 ...

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Can Stock Price History Be Used To Predict Future Prices? Part 2: LSTMs And GRUs

Last update on July 31, 2017.

Image Credit: Serhii Bobyk / Shutterstock.com

 

In this series, I investigate the potential of several well known neural network architectures to predict Canadian stock prices, given only historical prices and trade volumes. In part 1 of this series, I investigated convolutional neural networks and discovered that they had some predictive capability, though perhaps not enough to prove useful for trading.

For this instalment of the series, I’ve trained two different neural network architectures - the Long Short-Term Memory (LSTM), and the Gated Recurrent Unit (GRU) - on the same data. Both LSTM and GRU are instances of a ...

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Interview With Resurgent Capital, An Activist Investor In The Microcap Space

Last update on Sept. 15, 2017.

Image Credit: Lemau Studio / Shutterstock.com

 

[Jin's Note: I occasionally conduct interviews with fund managers and other investors to document their unique approach to investing. The following is an interview I conducted with Joel Freudman, manager of Resurgent Capital.]

Jin: Could you please introduce yourself?

Joel: My name is Joel Freudman. I am born and raised in Toronto, and studied Commerce at the University of Toronto and Law at Western University. I practiced law for about six years before deciding to establish Resurgent Capital Corp. In addition, I have been managing my personal investment portfolio for over ...

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Final Commentary On Premium Portfolio Stocks Premium Only

Last update on July 17, 2017.

Image Credit: Mut Hardman / Shutterstock.com

On the third Monday of each month, I’ll comment on the performance of the premium portfolios and provide some additional analysis related to individual stocks. In this article, I will also provide a brief commentary on all stocks in the Premium portfolios and reflect on why many stocks in the portfolios didn’t perform up to expectations.

 

Premium Portfolio News

The performance of MoneyGeek's Premium portfolios for the month of June 2017 were as follows:

 

Jun 2017

Last 12 Months

Since Apr 2013

Moderately Aggressive

-4.6%

+2.5%

+37 ...

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My TFSA Update June 2017 - Throwing In The Towel On Long Term Oil Prices

Last update on July 10, 2017.

Image Credit: Yeongsik Im / Shutterstock.com

 

In this series, I (Jin Choi) talk about my goal of reaching $1 million in my TFSA account by 2033. If you want to know what a TFSA is, I recommend you read my free book. In this post, I’ll also provide updated numbers on the global oil supply and demand forecast, and explain why I no longer think that oil is guaranteed to reach $60/barrel.

 

June Results: Down 14.3%

At the end of June, I had $46,583 in my TFSA account, which was down by ...

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