Category archives: Announcements

THI.TO Out, NKSH In

Last update on Aug. 25, 2014.

THI Out

If you've been following the news, you might have heard that Tim Hortons is in talks to merge with Burger King. As a result, Tim Hortons shares went up by 20% today on Aug 25.

If you mirrored your own investments according to Premium Portfolio 1, or had you been procrastinating on rebalancing Premium Portfolio 2, you would have owned a good number of Tim Hortons stock.

However, with the sudden rise in the stock price, I believe it no longer makes sense to hold them. Once talk about a possible merger becomes public, the company's ...

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How To Divide Your Investments Between TFSA, RRSP and Non-Registered Accounts

Last update on April 28, 2015.

 

Since I started MoneyGeek, readers have frequently asked me questions such as the following:

"Should I keep U.S. stocks in my RRSP account?"

"Which items in MoneyGeek's portfolio should be contained within RRSP, TFSA, and non-registered portfolios?"

In summary, readers wanted to know how they should divide their money between RRSP, TFSA and non-registered accounts in such a way as to minimize taxes over their lifetimes.

Answering such questions, however, was tricky. The answer depended on each person's unique circumstances, including but not limited to their age and income level. I promised my readers that I ...

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The Ultimate Canadian Buy vs. Rent Calculator

Last update on June 16, 2015.

For sale

Image by Andy Beecroft

 

UPDATE: New version (v2.3) is now available.

Jin's Note: The following article was written by Jeff Lam, who created the most comprehensive rent vs. buy spreadsheet I've ever seen. The spreadsheet is available here, or by going to the 'Resources' menu, and then clicking on 'Rent vs. Buy Spreadsheet'. If the spreadsheet proves to be popular, I will create a web app version like with the real estate forecaster that also encompasses all the provinces.

 

Hello All,

I’m a regular visitor to this site, and I would like to share something ...

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Announcement: Freelance Writer Wanted

Last update on April 3, 2014.

You can receive $80 for each article about investing. Interested? Read on.

 

As an entrepreneur, my job involves finding ways to fire myself. I'll explain.

Currently, I wear a lot of different hats. I create the algorithms, take care of administrative tasks, and of course, I write each blog post on this site.

This last activity consumes more time than any other. Just to give you an idea, it takes me something like 5 hours to write each blog post. While I don't know how long it takes other bloggers, I'm convinced that I'm slower ...

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TFSA Race And EMH Resource Page

Last update on Sept. 23, 2013.

Usain Bolt

Usain Bolt: Are you the Usain Bolt of investing? MoneySense magazine wants to know if you've been very quick to increase the value of your TFSA account.

 

TFSA Race

The good folks at MoneySense Magazine are running something called the 'TFSA Race' in the next issue.

Essentially, they want to know if you have over $30,000 in your TFSA account, and if so, they want to know how you grew it that big. If you're interested, please see the details below. I've made my own submission, and I'm curious to see who has a ...

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Announcement: Introducing The Real Estate Number Cruncher

Last update on Sept. 11, 2013.

Dream home this way sign

Dream Home: Everyone wants a dream home, but when should you buy, and how can you save up for the down payment? Use our new tool to help yourself with those questions.

 

If you're a young professional without a house to your name, the chances are, you want to own one some day. This real estate purchase will probably represent the biggest purchase of your life.

That's why we at MoneyGeek decided to build a tool that's designed to help you make smarter decisions on when to buy, and how to save up for a down ...

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How Much Do Financial Advisors Charge, Really?

Last update on July 17, 2013.

Money origami

A few of my friends have financial advisors. When I ask them how much they think the advisor is costing them, I usually get a very confused response.

"Don't they work for free?"

is sometimes what I hear. Others say that they're aware that mutual funds are charging them roughly 2% per year. When I ask them if they think that's too much, they shrug their shoulders. 2% doesn't sound like a lot.

Until, I ask them the following.

"If you have $50,000 in mutual funds, 2% is $1,000 per year. Are you happy ...

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Track Our Performance

Last update on May 22, 2013.

Car Racing

CC Image courtesy of ltrados

Head on down to our revamped Membership page, and you'll see a line graph representing the performance of our portfolios, compared to those of banks and other portfolios.

Right now, the lines are pretty close together because it's only been about 2 months since we launched. In the future, we expect the various lines in the graph to grow apart significantly.

You'll notice that our regular portfolios and the bank portfolios move in tandem. That's because we invest in similar stuff. However, our portfolios contain much lower fees, so you'll ...

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Premium Membership Is Now Available

Last update on May 1, 2013.

 

Stock Market Jar

CC Image by Tax Credits

A few weeks ago, we announced our intention to provide high risk, potential high return portfolios to our premium members. The wait is over and today, we will officially start offering premium memberships.

I've personally analyzed the companies that make up the premium portfolios. While neither us, nor anyone else on earth can predict exactly how the portfolios will perform, we do have a target long term rate of return. We will only consider the premium portfolio to be a success if it achieves an average return of 15%/year for next 5 ...

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Announcing The Premium Membership

Last update on April 4, 2013.

We've decided to leverage our expertise in stock selection, and marry it with our technologically advanced portfolio allocation algorithms, to create the Premium Portfolio - a mix of individual stocks and ETFs that aims to return higher rates than the market.

How might the Premium Portfolio do this?

With the regular portfolio, we offer a portfolio full of ETFs. When you invest in the regular portfolio, you invest in thousands of different companies all at once. This makes sure that your risks are kept as low as possible, but it eliminates any chance of doing better than the market. However, because ...

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