Category archives: Market-Linked GICs

Market-Linked GICs: Pros And Cons

Last update on April 11, 2015.

End of the world 

Think the end of the world is nigh? Market-linked GICs might be a great option for you.


Last week, I wrote a blog post on how market-linked GICs worked. In the post, I explained that you could replicate a market-linked GIC from home, by buying government bonds and call options.

Since then, I've gotten some - ahem - negative feedback from other financial bloggers who felt I was being irresponsible for telling you how you to replicate it.

While we all agreed that you could replicate market-linked GICs such that at worst, you generate a 0% rate of return ...

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How Market-Linked GICs Work

Last update on Sept. 30, 2013.

Have your cake and eat it too

Have your cake and eat it too: Is it possible to enjoy the safety of bonds AND make money when stocks go up?


Suppose you're a conservative investor. You hate the thought of losing money, and that's why you gravitate towards bonds and GICs.

However, recently, bonds haven't been doing so hot.

At the same time, you're looking over enviously at stock market investors, who are enjoying much better returns. But still, that risk averse side of you is afraid to take the plunge into the stock market.

If only you could have it both ...

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