Tag archives: Capital Gains

How to Use The Capital Gains Worksheet

Last update on March 16, 2015.


I found that one of the most frustrating aspects of preparing my tax returns involves calculating capital gains. For those of you who don’t know, capital gains refers to the profit you make from buying an investment low and selling it high. You can find more information about it in my free book.


Introducing The Capital Gains Worksheet

Calculating capital gains is painful because unlike dividends and interest incomes, brokers don’t supply us with tax slips that summarize our gains and losses. Instead, they provide us with a history of past trades and we are expected to calculate ...

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Should You Always Hold Bonds Inside Your TFSA or RRSP?

Last update on Aug. 7, 2014.



Ever since we published the Investment Tax Optimizer, we received questions like the following:

"Your tool says I should hold stocks inside the TFSA and RRSP accounts, and hold bonds outside those accounts. Is this really right?"

In this article, let me explain why the answer to that question is yes.


Investment Taxation Overview

First, let me give a brief overview of how investments are taxed. There are three categories of investment gains: capital gains, dividends and interest. If you don't know what these categories are, you can watch our video on this topic.

Of the three ...

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Short Course On Investments Episode 10: Taxes on Investment Gains

Last update on March 17, 2014.

In the Short Course On Investments, you will learn the basics of investing through simple everyday language. The course covers the same material as The Short Book On Investments.

In Episode 10, I talk about how investment gains are taxed in Canada.




Hello, my name is Jin Choi, and I’m the founder of MoneyGeek, and welcome to the 10th episode of the short course on investments.

Today, we’re going to talk about how investments are taxed.

From the tax man’s perspective, there are three types of investments gains. Those are interest, capital gains, and dividends. Let me ...

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