Tag archives: ETFs

Announcing The All Canadian Portfolios

Last update on Aug. 31, 2015.

Maple leaf flag

Maple Leaf Canadian Flag, courtesy of Shutterstock

 

Up until now, all types of MoneyGeek’s portfolios have contained U.S. listed stocks and/or ETFs. But because of certain situations which I’ll discuss later, some members have asked for portfolios that consist solely of ETFs listed in Canada. (If you don’t know what an ETF is, please read our free book).

Today, I’m happy to announce the introduction of the “All Canadian” portfolios to address that need.

Even though all the ETFs in the All Canadian portfolios are listed in Canada, that doesn’t mean the ETFs invest in only Canadian ...

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Should You Hold REITs as Part of Your Portfolio?

Last update on June 4, 2015.

Real estate development

 

Some people have asked me whether I thought REITs deserved a place in their investment portfolios. 'REIT' stands for Real Estate Investment Trust, and REITs are special types of companies that own real estate that also offer certain tax advantages to their shareholders.

In this article, I’ll explain what makes REITs special, and give my thoughts on whether it’s a good idea to invest in them today.

 

How Dividends Are Normally Taxed

Let me explain how REITs are special by contrasting them against normal corporations.

Let’s say that company XYZ, a normal corporation, made a profit of $10 ...

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Is XEG The Best Way To Play The Oil Price Recovery?

Last update on March 2, 2015.

Fracking

 

Over the last few months, several people have asked me whether it’s a good time to buy 'XEG'. XEG is the trading symbol for the iShares S&P/TSX Capped Energy Index ETF, an Exchange Traded Fund (ETF) that holds stocks of the largest Canadian oil and gas companies. (For an explanation of ETFs, please read our free book).

I understand why people are interested in XEG. They believe, as I do, that oil prices will eventually recover. When prices do recover, many if not most of the beaten down oil companies will regain their former share prices. If an ...

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Announcement: Ethical Portfolios Are Now Available For Paid Members

Last update on Feb. 23, 2015.

Smoking

 

Every now and then I am asked about ethical portfolios and whether or not they could become available through MoneyGeek Today, I'm happy to announce that they now are.

Just as in the existing regular portfolios, ethical portfolios are largely composed of Exchange Traded Funds (ETFs), which are cheaper and, I believe, better alternatives to mutual funds. (To learn more about ETFs, please read our free book.) However, unlike regular portfolios, the ETFs in ethical portfolios purposely avoid certain industries.

As of the time of this writing, the ethical portfolios offered by MoneyGeek exclude the following industries: tobacco ...

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Regular Portfolios Update: Replacing CAPE And XEF.TO With QVAL And IVAL

Last update on Jan. 24, 2015.

UPDATE 1: Unfortunately, I found out that both QVAL and IVAL are ineligible for registered accounts such as TFSA, RRSP and RESPs. As a result, I've decided to switch the regular portfolios back to incorporate CAPE and XEF.TO. I sincerely apologize for this mistake.

UPDATE 2: Sources have told me that QVAL and IVAL should be eligible for registered accounts in a few weeks. I'll keep everyone posted.

 

Financial companies introduce new ETFs every year. Sometimes, new ETFs offer enough improvement over existing ETFs that it becomes worthwhile to include them in our portfolios. Two such ...

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Reasons To Avoid Momentum Based ETFs (WXM)

Last update on Jan. 13, 2015.

 

Over the last few years, we've seen a big increase in the number of ETFs in the market. Some of these new ETFs focus on specific sectors of the economy or countries, while others give us the opportunity to invest according to specific investment strategies. (If you want to learn more about ETFs, please read our free book).

One of the new ETFs that employs a specific strategy is the First Asset Morningstar Canada Momentum Index ETF (Ticker: WXM.TO). As the name suggests, this ETF selects stocks that have momentum. WXM.TO has performed very well since its ...

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Short Course On Investments Episode 15: What To Invest In

Last update on July 17, 2014.

In the Short Course On Investments, you will learn the basics of investing through simple everyday language. The course covers the same material as The Short Book On Investments.

In Episode 15, I talk about choosing which financial products to invest in, and in which tax vehicles to put them in.

 

 

Transcript:

Hello, my name is Jin Choi, and I’m the founder of MoneyGeek, and welcome to the 15th episode of the short course on investments.

Today, I want to talk about what to invest in, and where.

In previous episodes, I explained the various different types of ...

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Q: Should You Worry About Currency Exchange Rates For MoneyGeek's Portfolios?

Last update on Feb. 26, 2015.

Currency Exchange

 

A couple of years ago, you could exchange one Canadian dollar for more than one U.S. dollar. Today, you can only fetch around 93 U.S. cents for each Canadian dollar.

As a result, U.S. listed stocks and ETFs may look more expensive today from a Canadian's point of view. This led some readers to ask: is this a good time to buy U.S. listed stocks and ETFs? Shouldn't we buy Canadian listed versions of them whenever we can?

In this article, I will answer these questions.

P.S. if you don't know ...

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The Perils Of Investing In High Yield Bond ETFs

Last update on June 4, 2015.

 

Suppose you're nearing retirement, and you're looking at some investment options. Because the memory of 2008 is still fresh in your mind, you feel nervous about investing in stocks. You look at Canadian government bond yields, and you shake your head - long term bonds barely yield 2.5%.

Can't you do better?

So you look around, and you come across ETFs that invest in high yield bonds. The interest on these ETFs is significantly higher than on government bonds, often offering above 4.5%. With these ETFs, you can finally enjoy the dual benefit of safety ...

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Q: MoneyGeek vs. Canadian Couch Potato Portfolios - What's The Difference?

Last update on March 13, 2015.

The Canadian Couch Potato (CCP) is a popular blog run by a journalist named Dan Bortolotti. The site offers its own model portfolios, as well as other information of interest to investors. What's more, its portfolios are available for free, whereas access to MoneyGeek's regular porfolios cost $70/year.

Some readers have asked me what the differences are between MoneyGeek's and CCP's portfolios. In my view, there are 5 main differences.

1. Portfolio Variation

MoneyGeek offers 5 different regular portfolios. Each of these regular portfolios contains the same ETFs, but in different quantities. The portfolios differ ...

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